2020-2021 Graduate Academic Catalog

Student Health and Dental Insurance




Massachusetts state law requires all students enrolled at least three-quarter time have adequate health insurance coverage. This applies to undergraduate students registered for 9 or more credits and on-campus graduate students registered for 6 or more credits.

To read the details on this law and health insurance requirements, go to massresources.org/student-health-insurance.

Lesley has a general health insurance program available which meets the standards of the Commonwealth as well as those put forth in the national Affordable Care Act. This policy is provided by Blue Cross Blue Shield and administered by Gallagher Student Health and Special Risk. The current year's annual coverage begins on August 15, 2020 and continues through August 14, 2021.

Details can be found on Lesley's Health and Dental Insurance page lesley.edu/students/health-wellness-safety/health-and-dental-insurance on the requirements for on-campus students, on-campus international students, and online, off-campus, and low-residency students; insurance waivers and enrollment; and coverage dates and rates.

Students who meet the above stipulation will be automatically enrolled in a student health insurance plan (SHP) for coverage effective August 15, 2020 - August 14, 2021 serviced by Gallagher Student Health & Special Risk (Gallagher).

Students taking course credits at any school under a Consortium Agreement, or by any other method, may not count those credits towards their total credit load for automatic enrollment in the student health insurance plan.

Your student account bill will include the charge for student health insurance.

Students must waive the Student Health Insurance Plan if currently enrolled in a health insurance plan of comparable coverage. Comparable coverage means that your current insurance plan provides access to local doctors and other health care providers in the Cambridge area, for diagnostic testing, lab and x-ray services, prescription drugs, mental health services, inpatient and outpatient hospital services, urgent care and emergency services. Out of state Medicaid programs, Commonwealth Care, and insurance plans that do not provide coverage in Massachusetts are not comparable coverage. Comparable plan information can be found at lesleystg.prod.acquia-sites.com/students/health-wellness-safety/health-and-dental-insurance.

Enrollments and Waivers must be completed online at www.gallagherstudent.com/. On the left navigation, under “Student Access”, click on “Waive/Enroll”. Login: your user name is your Lesley email address. Your temporary password is your student ID number preceded by two leading zeroes. You will be required to reset your password for security purposes and will be sent an email to your Lesley email address with a reset password link. Complete the Health Insurance Decision Form. You will immediately receive a reference number confirming the form was submitted.

If you accept the insurance, you will receive an email confirming your acceptance. Gallagher will mail your new insurance card to you.

If you waived the Student Blue Plan, the charge for it will be removed from your Lesley Student Account within 3-5 business days. Confirmation emails are sent to your Lesley email when your waiver is received and confirmed. Retain this email for your records.

Please note that Lesley reserves the right to re-enroll you in the student health insurance plan if it is determined that the plan you indicated on your waiver form is not deemed comparable coverage. The student health insurance charge will be reassessed to your student account and payment will be due immediately.