Student Health Insurance Plan
Massachusetts state law requires all students enrolled at least three-quarter time have adequate health insurance coverage. To read the details on this law and health insurance requirements, go to massresources.org/student-health-insurance. Students who meet the above stipulation will be automatically enrolled in a student health insurance plan (SHIP) for coverage effective August 15 - August 14, serviced by Gallagher Student Health & Special Risk (Gallagher).
Your student account bill will include the charge for student health insurance. This charge must be waived provided you (the student) are covered by insurance of a comparable plan. Comparable plan information can be found at lesley.edu/students/health-wellness-safety/health-and-dental-insurance. Waivers must be completed online at gallagherstudent.com/lesley. Confirmation emails are sent to your Lesley email when your waiver is received and confirmed. Retain this email for your records.
Students taking course credits at any school under a Consortium Agreement, or by any other method, may not count towards their total credit load for automatic enrollment in the student health insurance plan.
Students must waive the Student Health Insurance Plan if currently enrolled in a health insurance plan of comparable coverage. Please note that Lesley reserves the right to re-enroll you in the student health insurance plan if it is determined that the plan you indicated on your waiver form is not deemed comparable coverage. The student health insurance charge will be reassessed to your student account and payment will be due immediately.
Comparable coverage means that your current insurance plan provides access to local doctors and other health care providers in the Cambridge area, for diagnostic testing, lab and x-ray services, prescription drugs, mental health services, inpatient and outpatient hospital services, urgent care and emergency services. Out of state Medicaid programs, Commonwealth Care, and insurance plans that do not provide coverage in Massachusetts are not comparable coverage.
The policy must be in effect from August 15 to August 14. The deadline to waive annual coverage is August 15 to avoid late payment fees. The deadline to waive spring coverage is December 15 to avoid late payment fees.
Online Waiver Process To waive the Student Health Insurance Plan for the academic policy year, log onto: www.gallagherstudent.com/lesley. On the left navigation, under “Student Access”, click on “Waive/Enroll”. Log-in. Your username is your Lesley email address. Your temporary password is your student ID number preceded by two leading zeroes. You will be required to reset your password for security purposes and will be sent an email to your Lesley email with a reset password link. Complete the Health Insurance Decision Form. You will immediately receive a reference number confirming the form was submitted. If you waive the Student Blue Plan, the charge for it will be removed from your Lesley Student Account within 3-5 business days.
If you accept the insurance, you will receive an email confirming your acceptance. Gallagher will mail your new insurance card to you.