Student Health and Dental Insurance
https://lesley.edu/students/health-wellness-safety/student-health-and-dental-insurance
617.349.8760
Massachusetts state law requires all students enrolled at least three-quarter time to have adequate health insurance coverage. This applies to undergraduate students registered for 9 or more credits and on-campus graduate students registered for 6 or more credits.
To read the details on this law and health insurance requirements, go to: https://www.mass.gov/regulations/956-CMR-800-student-health-insurance-program
Lesley has a general health insurance program available that meets the standards of the Commonwealth as well as those put forth in the national Affordable Care Act. This policy is provided by Blue Cross Blue Shield and administered by Gallagher Student Health and Special Risk. The current year's annual coverage begins on August 15 and continues through August 14.
Details can be found on Lesley's Health and Dental Insurance page, lesley.edu/students/health-wellness-safety/health-and-dental-insurance, on the requirements for on-campus students, on-campus international students, and online, off-campus, and low-residency students; insurance waivers and enrollment; and coverage dates and rates.
Students who meet the above stipulation will be automatically enrolled in a student health insurance plan (SHP) for coverage effective August 15 - August 14 serviced by Gallagher Student Health & Special Risk (Gallagher).
Students taking course credits at any school under a Consortium Agreement, or by any other method, may not count those credits towards their total credit load for automatic enrollment in the student health insurance plan.
Their student account bill will include the charge for student health insurance.
Students must waive the Student Health Insurance Plan if currently enrolled in a health insurance plan of comparable coverage. Comparable coverage means that the student’s current insurance plan provides access to local doctors and other health care providers in Massachusetts for diagnostic testing, lab and x-ray services, prescription drugs, mental health services, inpatient and outpatient hospital services, urgent care, and emergency services. Out-of-state Medicaid programs, Commonwealth Care, and insurance plans that do not provide coverage in Massachusetts are not comparable coverage. Information on qualifying health plans can be found at https://lesley.edu/students/health-wellness-safety/student-health-and-dental-insurance.
Enrollments and Waivers must be completed online at Benefits Dashboard - Gallagher Student Health and Special Risk. If a student is having difficulty logging in, they should reference the Help Center in the Resources box. Complete the Health Insurance Decision Form. They will immediately receive a reference number confirming the form was submitted.
If a student accepts the insurance, they will receive an email confirming their acceptance. Gallagher will then mail the student a new insurance card.
If a student waives the Student Blue Plan, the charge for it will be removed from their Lesley Student Account within 3-5 business days. A confirmation email is sent to a student’s Lesley email when their waiver is received and confirmed. Students should retain this email for their records.
Please note that Lesley reserves the right to re-enroll students in the student health insurance plan if it is determined that the plan they indicated on their waiver form is not deemed comparable coverage. The student health insurance charge will be reassessed to their student account and payment will be due immediately.